Who we are:

After spending 14 years in the banking industry, most recently as a Commercial Banker, Humberto noticed the one constant commonality among all business owners he spoke to... the need to lower overhead & increase cash flow and the need for business funding. In 2017, Humberto founded American Profit Consulting to change that. Since then, Humberto has used his unique insider knowledge gained from working in both national and community/local banks to help small business owners reduce business overhead, increase cash flow, and attain business funding their business needs.

We take a deep dive to into your financial services expenses and find potential thousands of dollars of savings that you may not know are available to you.

If your business needs funding we assist with navigating loan application processes for our clients from structuring the loan request to negotiating rates and terms all the way to closing. Humbly, we can state that we have had a 100% success rate in assisting our clients get approved for funding. If you are a business owner seeking to reduce overhead & increase cash flow or in need of funding to start, grow, or save your business please reach contact us for a complimentary consultation.

Why us? - Insider Knowledge

"After having spent over 14 years in banking and having funded over $150,000,000 in business loans, I've learned how banks want loan requests to be packaged and structured. I know how banks will underwrite your loan request. I know how to talk to underwriters to help them feel comfortable with your loan package. I even know how to negotiate things most people don't know are negotiable. I navigate the entire loan process and negotiate excellent pricing on your behalf using insider information to yield unprecedented savings."

- Humberto Hernandez, President